SBA & Federal Debt Advisory Services have announced a new service providing clarity for individuals affected by federal debt collection activities during the government shutdown. The organization explains that while some federal operations pause, non-tax debt collection processes often continue under the Bureau of the Fiscal Service.
More information is available at
According to SBA & Federal Debt Advisory Services, automated systems like the Treasury Offset Program (TOP) remain active during a shutdown. Through TOP, the government can take federal payments such as tax refunds or benefits and apply them toward delinquent federal non-tax debt. Likewise, wage garnishment orders already in effect generally continue unless officially suspended.
The firm notes that shutdown headlines can create confusion, leading many to believe collections stop entirely. “A funding lapse doesn’t automatically pause garnishments or offsets,” a company representative explained. “Individuals should continue opening all mail and responding promptly to any new notices.”
Clients working with SBA & Federal Debt Advisory Services receive guidance on how to verify their debt, request hearings, and document financial hardship. Advocates assist with completing FS Form 13, gathering financial disclosure information, and submitting hearing requests to the Bureau of the Fiscal Service.
In addition to hearing assistance, the company helps clients understand what to expect if they missed the 15-day response window. Wage garnishment may continue temporarily while the case is under review, but advocates ensure each client’s documentation and timeline remain on track.
The firm encourages borrowers not to wait for normal government operations to resume before acting. “Steady action wins,” the team advises. “Open the mail, mark the dates, and get help early.”
SBA & Federal Debt Advisory Services provides nationwide support for individuals managing delinquent non-tax debts. The company’s mission is to help clients respond with clarity, confidence, and proper timing throughout the federal debt collection process.
For details or to request a free 15-minute consultation, visit
SBA & Federal Debt Advisory Services
143 Exchange Blvd – Suite 300-41
Hutto
TX
78634
United States
